If you regularly spend more money than you have available, you will run into debt. Debt can rise very quickly and become a big problem in your life. If you can no longer pay off your debt, you can get professional help. There are various advice centres for this. Counselling services from the state are usually free of charge.

Further information on debt counselling can be found here. (Link in German)

Points of Contact

Heidelberg

Caritas Heidelberg

Lawyers in Heidelberg

Ludwigshafen

Debtor and Insolvency Consulting - Ludwigshafen City Administration

Various Points of Contact in Ludwigshafen

Debt Advice Service Dosch

Mannheim

Caritas Mannheim

Der PARITÄTISCHE

ASS Mannheim

Various Points of Contact in Mannheim

Speyer

Diakonie Pfalz

Various Points of Contact in Speyer

Caritas Speyer

Worms

City Hall Worms